Helping you protect the ones you love
Patti Laird
Independent Insurance Agent
(301) 606-0202
Patti@PattiLaird.com
Why Choose an Independent Agent?
Shopping for insurance can be overwhelming. There are many choices. As an independent agent, I can help you assess your current situation and needs and recommend a solution tailored just for you!
Independent agents represent a lot of companies. I review many products at various price points to find coverage that meets your needs. I don’t work for the insurance company; I work for you!
Independent agents are advisors that take time to listen and find out about your needs. I don’t try to sell a specific product; I work to find the best product for your situation.
Independent agents forge lifetime relationships. I am here to help you through many different stages of life that trigger new insurance needs, like buying a house, getting married, or having children.
Independent agents live in your community. I’m your neighbor. I provide top-quality products and advice that’s convenient for you–whenever you need it.
My Services
Life Insurance
Life insurance protects the ones you love. It lets you fulfill your promise to take care of your loved ones. Life insurance is for the living; you buy it to provide peace of mind and financial resources for the ones you leave behind.
Too often, when a primary income earner dies, family left behind are forced to make tough—and to make them quickly. Life insurance gives survivors the gift of time—time to make smart financial decisions.
Life insurance provides your family with cash—at a time when it’s needed most. Cash that’s generally not subject to federal income taxes.
Cash can be used to pay funeral expenses, pay off debts, help meet housing payments, help fund college educations, and much more.
Retirement Planning
How would you like to live in retirement? Taking time to plan for your goals means you’re more likely to realize them.
Will you have adequate funds to provide the kind of retirement lifestyle you envision? Retirement income generally comes from three sources: Social Security, employment-related plans (401Ks, 403Bs, IRAs, and pensions), and your own personal investments.
As an indepedent agent, I can help you review your situation to determine whether and how a Universal Life policy or annuity might fit into your retirement planning.
Dental Savings Plan
108 million Americans don’t have dental insurance. Are you one of them?
Would you like access to a plan that has these benefits?
- No Deductibles, Paperwork, Or Waiting Periods
- Use As Often As You Wish No Caps, Limits Or Restrictions
- Save with Dental, Telemedicine, Vision, Rx and more
- Absolutely No Paperwork – Get Savings At Dentist Office
Debt Help
Would you like to be debt-free in as little as 3-5 years? I can help!
Let me tell you about a proven method to:
- Quickly eliminate debt.
- Help build wealth.
- Work with or without good credit, AND improves your credit.
This method is NOT:
- A Bi-weekly Payment Program or Refinance.
- An Increase to your minimum monthly payments.
- A mortgage modification, alteration or any other change to your current mortgage
Medicare
Many people need a Medicare supplement, prescription drug plan, or Medicare Advantage plan to help cover cost-sharing they otherwise could not afford.
Shopping for Medicare plans can be confusing. Let me help!
- Licensed in AZ, IL, IN, LA, MD, MI, MN, MS, NM, NY, OH, OK, OR, PA, SC, TN, TX, and WA.
- Affordable plans for any budget–some with $0 premiums and $0 co-pays!
- Provide benefits Medicare doesn’t cover, like Vision, Dental, Hearing, gym memberships, meals, and transportation.
- Many carriers available.
- I can help you assess the available plans and find the one that’s right for you!